We can help you build a plan for life after work. Learn more at http://www.canadalife.com.
Description: This video combines impactful words with footage of Canadian women close to retirement.
Narrator: You do it all.
Description: “You do it all” repeats across the screen in large text. A middle-aged woman bikes on the side of a road near a lake. Mountains appear in the distance.
Narrator: You’re unstoppable.
Description: “You’re unstoppable” repeats across the screen in large text. A mother sits on the edge of her bed holding her swaddled newborn baby.
Narrator: But when it comes to retirement, you might not feel ready because you’re worried you haven’t saved enough.
Description: A woman sits at her kitchen table, reading her statements. A stack of papers sits on the table next to her.
Narrator: But you’ve worked hard for this.
Description: “You’re worked hard” repeats across the screen in large text. A nurse in a mask takes a patient’s temperature.
Narrator: and you deserve to take this next step with confidence.
Description: An athletic woman jogs down a wooden bridge in a park.
Narrator: An advisor can help you build a plan.
Description: A barber smiles while talking on a cordless phone. She gives a young girl with long hair a trim.
Narrator: so you can afford the retirement you want.
Description: A surfer in a wetsuit stands on the beach at dawn, holding her surfboard.
Narrator: They’ll provide expert advice to help you choose the right investments based on your comfort with risk.
Description: A women sits at her desk, typing on a laptop. The back door of her home is open to a lush garden in the distance.
Narrator: draft a budget and ensure your family is taken care of.
Description: A mother holds up her phone to take a picture of her teenage daughter wearing a graduate cap and gown.
Narrator: It’s time to take charge of your money.
Description: A woman in tennis outfit plays pickleball on a court outside with her husband.
Narrator: Get retirement ready, your way.
Description: “Get retirement ready” repeats across the screen in large text.
Narrator: To learn more, contact your advisor.
Description : Words “To learn more, contact your advisor” appear onscreen with Canada Life logo and legal lines: Canada Life and design are trademarks of The Canada Life Assurance Company. canadalife.com 1-204-946-1190.
Simple and affordable coverage for big expenses, so you’re protected when it matters most.
Narrator: We all have someone or something worth protecting.
Description: Amira stands outside with her husband and daughter.
Narrator: A family, a home, a business.
Description: Three graphics enter frame illustrating a family of three, single-story home and small business.
Narrator: At Canada Life, we offer term life insurance for 10, 20 or 30 years or until you turn 65.
Description: Cut to bar graph displaying age from 25 to 65. A bar for “Term 10” appears to show coverage from age 25 to 35. Bars for “Term 20” from age 25 to 45, “Term 30” from 25 to 55 and “Term 65” from 25 to 65 follow.
Narrator: An advisor can help you choose the timeframe that works for you.
Description: Amira’s hand enters frame and chooses “Term 10.”
Narrator: Figure out how much insurance you need.
Description: An outline of a circle appears to show the coverage amount. The amount increases to $650,000 as the circle fills in.
Narrator: And set up monthly or annual payments.
Description: Cut to two buttons labelled “Monthly” and “Annual.” Amira’s hand enters frame and chooses “Monthly.”
Narrator: Either way, your payments will stay the same over the entire coverage term for easy budgeting.*
Description: Cut to Amira outside, sitting on the porch of her home, looking at her phone. She receives a notification from her phone that her insurance payment has been made. A legal line appears: *Payments stay the same as long as you make required insurance payments.
Narrator: If the unexpected happens, term insurance can be used to pay debts,
Description: Cut to Amira’s hand passing an envelope to her husband.
Narrator: like a mortgage.
Description: A graphic enters the frame illustrating the cost of a single-story home.
Narrator: It can cover final expenses or help fund a child’s education.
Description: Two more graphics follow, illustrating a bill for final expenses and stack of books for child’s education.
Narrator: It can even help keep a business running.
Description: One last graphic is added to illustrate a small business.
Narrator: If your needs change, you can renew or extend your existing term coverage.
Description: Cut back to bar graph displaying age. A bar for “Term 10” returns, showing coverage from age 25 to 35. “Term 20” is added to extend coverage to age 55.
Narrator: or convert it to a permanent insurance policy.
Description: The bar transforms to “Permanent,” showing coverage from age 25 to 65.
Narrator: Term life insurance helps you protect what matters most today.
Description: Amira plays with her daughter in their living room, while her husband reads a book.
Narrator: Don’t have an advisor? We can help at canadalife.com.
Description: Text “Don’t have an advisor? We can help at canadalife.com” appears with Canada Life logo and legal line: Canada Life and design are trademarks of The Canada Life Assurance Company. canadalife.com 1-888-252-1847
The pain of losing money can be stronger than the joy of gaining. An advisor can help you feel confident in your financial plan. Learn more at www.canadalife.com.
No matter what you’re saving for, Canada Life target risk asset allocation funds can offer competitive performance while helping protect your assets.
Description: This animated video introduces a character named Sai to help illustrate how target risk asset allocation funds and an advisor can help you reach your goals with a simple portfolio that matches your personality.
Narrator: Regardless what you’re saving for,
Description: Sai sits on the couch in his living room, resting his head in his hand and looking at his coffee table. His dog sleeps on the floor.
Narrator: You want to feel your investments are providing stability in all market conditions.
Description: He sighs.
Narrator: while helping you take advantage of growth opportunities.
Description: Cut to view of coffee table, three folders move into frame labelled “Retirement,” “Travel” and “Education.”
Narrator: Canada Life target risk asset allocation funds can help.
Description: Words “Target risk asset allocation funds” appear onscreen.
Narrator: They’re tailored to suit your needs and risk tolerance,
Description: A pie graph appears of a “Conservative” portfolio with an asset mix of 70% bonds, 23% stocks 5% real estate and 2% cash.
Narrator: Mixing different investments to give you a simple way to diversify your portfolio in one fund.
Description: The percentage of asset mixes adjust to reveal a “Moderate” portfolio. The adjustments continue, revealing a “Balanced,” “Advanced” then “Aggressive” portfolio.
Narrator: They make it easy to get started.
Description: The camera zooms out to reveal all five portfolios, arranged from low to high risk: “Conservative,” “Moderate,” “Balanced,” “Advanced” and “Aggressive.”
Narrator: Provide a disciplined investment approach.
Description: The “Balanced” portfolio is chosen. The other pie graphs move out of frame. An investment plan document draws in. The document is placed in a folder.
Narrator: And offer professional portfolio management.
Description: The folder lands on the coffee table with the “Retirement,” “Travel” and “Education” folders.
Narrator: Target risk asset allocation funds.
Description: Cut to Sai shown in a circle with his phone held to his ear. A second circle appears, revealing his advisor coaching him on the other end of the call.
Narrator: can help you reach your investment goals every day.
Description: The circle expands, revealing Sai in an updated, more comfortable living room. He finishes his call and relaxes, petting his dog on the couch next to him.
Narrator: To learn more about this and other managed solutions, speak to an advisor. To find one, visit canadalife.com.
Description: Canada Life logo writes in and settles at the bottom of the frame. Text “Find an advisor at canadalife.com” appears with legal line: Canada Life and design are trademarks of The Canada Life Assurance Company. canadalife.com 1-888-252-1847
Did you know that contributing to an RRSP can lower your annual income tax? The tax benefits of an RRSP are better than you might think.
Narrator: You may have heard that RRSPs are taxable in retirement.
Description: The question “ Are RRSPs taxable in retirement? ” appears.
Narrator: That’s true!
Description: A thumbs up moves into frame.
Narrator: But think about this.
Description: Thumb moves out of frame. An egg in a nest appears.
Narrator: When you contribute to an RRSP,
Description: Coins fall into nest.
Narrator: you may pay less tax at the end of the year,
Description: A hand types on a calculator. A paper is printed from the calculator.
Narrator: Which helps you save money today.
Description: The paper becomes a calendar.
Narrator: Now let’s fast forward to the future.
Description: The calendar flips.
Narrator: Once you retire and withdrawal savings from your RRSP, your income will likely be less than it is today.
Description: A lake scene is revealed. A dock with muskoka chair and small table with lemonade moves into frame.
Narrator: That means your tax rates will be lower on those withdrawals –
Description: Camera pans to the left, coins bounce into frame and land on a piece of paper with a percentage.
Narrator: so you won’t pay as much tax as you might think.
Description: An arrow appears from below the paper and moves out of frame. The camera follows and the arrow lands. More coins fall beside.
Narrator: Learn more at canadalife.com.
Description: Frame fades to reveal “Learn more at canadalife.com” with Canada Life logo and legal line: Canada Life and design are trademarks of The Canada Life Assurance Company.
All investments have risk, just some more than others. Manage your exposure by diversifying your investments across different levels of risk within your plan.
Description: Braelynn walks into her kitchen with a bag full of groceries. She sets them down on the counter.
Narrator: What kind of investor are you? Adventurous. Cautious. In between.
Description: She opens her cupboard and places three types of hot sauce on the shelf: hot, mild then medium in between.
Narrator: These are just some ways to express your comfort with investment risk.
Description: Camera zooms in on sauces.
Narrator: All investments have risk, some more than others.
Description: Cut to Braelynn, she stands and thinks.
Narrator: One way to reduce risk is through diversification.
Description: “Diversification” appears onscreen.
Narrator: That means spreading your money around in various investments.
Description: Cut to three pie graphs with investment graphics, each display a meter underneath to indicate a “Lower” or “Higher” amount of risk. Each graph is set to a low or medium level of risk.
Narrator: That way, if the market changes for one investment, you have other investments to keep you balanced.
Description: The investment in the middle becomes smaller and the risk level increases. The other two investments adjust to a lower risk to accommodate.
Narrator: If you think diversifying your investments is complicated, it doesn’t have to be.
Description: Camera pans down to reveal a large question mark, investments fall behind.
Narrator: This is where an asset allocation fund comes in.
Description: A pie graph of an asset allocation fund appears. Investment graphics surround the graph.
Narrator: An asset allocation fund automatically spreads your money amongst several funds, so they help manage risk.
Description: A dollar sign appears in the middle of the asset allocation fund. All investment graphics flip to show dollar signs.
Narrator: You can choose from three different types of asset allocation funds.
Description: Cut to three squares with text in each: “Target date funds,” “Target risk funds” and “Risk-adjusted target date funds.” A cursor enters the frame and clicks on “Target date funds.”
Narrator: Target date funds are based on the year you expect to retire.
Description: A pie graph appears, labelled “Target date funds” with a counter below. The counter rolls to 2050.
Narrator: Target risk funds are based on your comfort with risk.
Description: Five pie graphs appear, labelled “Target risk funds.” A meter appears below to indicate a “Lower” or “Higher” amount of risk. The graphs are arranged from low to high risk: “Conservative,” “Moderate,” “Balanced,” “Advanced” and “Aggressive.”
Narrator: Risk-adjusted target date funds are based both on the year you want to retire and your comfort with risk.
Description: 2050 target date and aggressive target risk fund graphics are shown side-by-side. The label “Risk-adjusted target date funds” appears.
Narrator: Not sure how comfortable you are with risk?
Description: Cut to large question mark.
Narrator: Our investment personality questionnaire can help you figure that out.
Description: Cut to view of hands holding a tablet. The investment personality questionnaire is displayed.
Narrator: Now you can have a diversified investment portfolio that fits your needs and helps you reach your savings goals.
Description: Return to Braelynn in her kitchen, using the medium hot sauce to make dinner.
Narrator: Sign into GRS Access at canadalife.com
Description: Text “Sign into GRS Access at canadalife.com” appears with Canada Life logo and legal line: Canada Life and design are trademarks of The Canada Life Assurance Company. canadalife.com 1-800-724-3402.
Learn how to save more money for your retirement by earning return on your contributions.
Description: Tamira sits on her patio and opens her laptop.
Narrator: When it comes to saving.
Description: Cut to view of laptop.
Narrator: Your contributions aren’t the only way your investments can grow.
Description: She reviews her group retirement and savings plan. The balance, contributions and growth are shown.
Narrator: You can also count on the returns on those contributions.
Description: Camera pans up to reveal a few bills of money as an initial contribution.
Narrator: Both your contributions and any earnings get reinvested.
Description: Camera zooms out. An arrow connects the bills to an investment graphic.
Narrator: Then anything you earn on that money is reinvested.
Description: A larger grouping of bills is connected to a second investment graphic.
Narrator: And anything you earn on that money is reinvested.
Description: A pile of money is connected. The pile is connected to the contribution. All graphics create a cycle.
Narrator: You’re making earnings on your earnings.
Description: Camera pans back to the initial bills shown. There is now a larger pile of money.
Narrator: This pattern is called compounding.
Description: The word “Compounding” appears onscreen.
Narrator: If you contribute to your savings monthly,
Description: Cut to bar graph showing yearly contributions over 5 years.
Narrator: watch how a 5% annual return on your investment.
Description: 5% of earnings is added on top of each yearly contribution.
Narrator: will grow over 10, 15, 20 years and so on.
Description: Camera zooms out to as the graph extends to show contributions over 20 years.
Narrator: With compounding, you make so much more.
Description: 5% of earnings is added on top of each contribution from 6 to 20 years.
Narrator: The longer your money is invested, the more you earn over time.
Description: Camera pans to show total earnings of $203,729 over 20 years as a large number. Small text appears underneath: “$500 monthly with 5% annual earnings.”
Narrator: The key is to start saving early and maintain a long-term focus.
Description: The total moves over to the left side of the frame.
Narrator: An extra five years of saving and earning can make a big difference.
Description: On the right, total earnings of $294,060 over 25 years is compared.
Narrator: So start investing now through your group retirement and savings plan.
Description: Cut to Tamira 5 years later, sitting on the patio of a coffee shop, looking at her phone.
Narrator: Make regular contributions and avoid taking money out.
Description: She receives a notification from her banking application that $500 has been sent to her savings plan.
Narrator: Then watch compounding help your money grow.
Description: Cut to close up of her phone. Her overall investment growth is shown on a line graph.
Narrator: It’s an easy and powerful way to save for your future.
Description: Cut back to Tamira, talking to her partner on the patio.
Narrator: Sign into GRS Access at canadalife.com.
Learn about inflation and how it impacts your financial plan.
Description: This animated video introduces a character named Sarah and her advisor with illustrated graphics to explain inflation.
Text: Ask an advisor: What is inflation?
Description: An illustration of a bar graph with an upwards arrow draws into the frame.
Sarah: I’ve been hearing a lot about inflation. Should I be worried?
Description: Sarah sits in the advisor’s office. The advisor nods his head and smiles. His laptop sits on the desk between them.
Advisor: One of the best reasons to have a financial plan is to help you manage inflation.
Description: Cut to a medium shot of the advisor gesturing with his hands.
Advisor: Inflation is the gradual rise in the prices for all the goods and services you buy,
Description: A stack of coins is shown. Two coins roll into the frame and are added to the stack.
Advisor: including groceries, transportation and maybe your spring break vacation.
Description: Illustrations appear: a paper bag of food for groceries, a gas pump for transportation and an airplane for vacation.
Advisor: While we hope prices won’t go up, some inflation is the sign of a growing, thriving economy.
Description: A coin from the stack starts to roll along a line. The coin continues to roll as the line grows to a peak and then dips downward. Text “1-3% per year” appears onscreen.
Advisor: That’s because it encourages consumers to spend money now, rather than later when the price could be higher.
Description: More coins fall into the frame.
Advisor: But inflation can be a problem if your pay cheque can’t keep up.
Description: The camera pans downward to large text that compares a “1% raise” to “3% inflation.” A hand holding a pay cheque moves into the frame.
Advisor: Over time, you may not be able to afford to purchase as much as you previously did, lowering your standard of living.
Description: The illustrations of groceries, transportation and vacation return. Dollar signs flow outwards from each.
Advisor: This is especially important in retirement when your income may be more fixed and not able to grow with inflation.
Description: A graph appears. A straight dotted line labelled “Fixed income” draws into the frame. A second line draws in an upward motion, showing rising inflation.
Sarah: Oh, that makes sense!
Description: The camera zooms out of the graph to reveal the advisor’s laptop and Sarah in his office.
Advisor: Let’s talk about how you can create a financial plan with inflation in mind.
Description: The advisor gestures towards his screen, Sarah smiles.
Text “Let’s talk. Contact me today.” appears onscreen with the Canada Life logo and legal line: “Canada Life and design are trademarks of The Canada Life Assurance Company. canadalife.com 1-204-946-1190.”
Canada Life offers expert guidance to help you build a long-term financial plan to achieve your goals. Get started today at http://www.canadalife.com.
Description: This video uses footage of Canadians in different life stages and statistics to illustrate the value of an advisor.
Narrator: We’re not born knowing how to manage money.
Description: A young couple smiles lovingly at their newborn baby.
Narrator: We grow up needing a little guidance.
Description: Cut to a close-up of a mother and toddler’s feet, taking small steps together. Cut to a dad securing his son on a small scooter.
Narrator: An advisor offers expert advice to help you manage your life today for a better tomorrow
Description: A woman speaks to her advisor over video conference. The advisor smiles.
Narrator: by creating a personalized plan as unique as your goals and dreams.
Description: A couple sits in their living room, discussing their plan on a laptop.
Narrator: How much difference could an advisor make?
Description: Words “How much difference could an advisor make?” appear onscreen.
Narrator: How about having 60% more money in retirement
Description: A retired couple sit on a beach. The wife looks back to her husband and smiles. Words “Up to 60% more* retirement savings” appear onscreen with legal line: “*Saving for the future: Impact of Financial Advice on the Canadian Economy (IFIC 2020).”
Narrator: Being better prepared for an emergency
Description: A plumber fixes a leaking faucet. Words “32% more* prepared for a financial emergency” appear onscreen with legal line: “*Financial Planning Standards Council, fpcanada.ca, The Value of Financial Planning 2013.”
Narrator: Being able to handle changing markets
Description: Cut to a close-up of a hand scrolling through stock prices on a phone. Words “19% more* able to handle tough economic times” appear onscreen with legal line: “*Financial Planning Standards Council, fpcanada.ca, The Value of Financial Planning 2013.”
Narrator: Taking the vacation of your dreams
Description: A middle-aged woman in hiking gear walks across a plane. Mountains are in the distance behind her. Words “30% more* able to take a vacation” appear onscreen with legal line: “*Financial Planning Standards Council, fpcanada.ca, The Value of Financial Planning 2013.”
Narrator: or splurging on something you’ve always wanted
Description: A couple stands in front of a new vehicle at a car dealership, speaking to a saleswoman. Words “34% more* able to splurge” appear onscreen with legal line: “*Financial Planning Standards Council, fpcanada.ca, The Value of Financial Planning 2013.”
Narrator: Taking care of your family financially if you aren’t there
Description: Cut to a close-up of a couple clasping their hands together. Words “33% more* able to take care of your family if you die earlier in life” appear onscreen with legal line: “*Financial Planning Standards Council, fpcanada.ca, The Value of Financial Planning 2013.”
Narrator: Or even getting a bit more sleep.
Description: A man tosses in his bed, burying his head into his pillow. Words “12% less likely* to lose sleep over financial worries” appear onscreen with legal line: “*2021 Financial Stress Index, by FP Canada™.”
Narrator: We rely on lots of experts in our life.
Description: Cut to a surgical team preforming a surgery.
Narrator: Doctors for our health care.
Description: A female surgeon is shown close-up.
Narrator: Lawyers for legal help.
Description: A lawyer sits at their desk, typing.
Narrator: Mechanics to fix our car.
Description: A mechanic inspects the undercarriage of a car.
Narrator: So why not get professional financial advice to help you make the most of your money?
Description: A man meets with his advisor in an office. The advisor gestures towards the client’s plan.
Narrator: Visit canadalife.com to find an advisor and get started today.
Description: Words “Visit canadalife.com to find an advisor and get started today” appear onscreen with Canada Life logo and legal line: “Canada Life and design are trademarks of The Canada Life Assurance Company. canadalife.com 1-204-946-1190”