John Morash, BA
Financial Security Advisor
I help clients plan for retirement, choose investments, implement pension plans, buy life insurance, and acquire health benefits. I have a BA from Simon Fraser University and primarily focus on helping clients build and protect their wealth.
I became a Financial Security Advisor with Freedom 55 Financial back in 2016, after spending 15 years as a Newspaper Executive. In 2020 I expended and became licensed in British Columbia, as well as Saskatchewan.
After 7 years in the financial services industry, I realized one of my dreams and launched my own agency, Morash Financial, affiliated with Canada Life. Now I can offer products, not only from Canada Life, but also, products from most other national carriers as well.
When I am not at work, my interests revolve around spending time outdoors with my wife Gail and our 3 children. We love downhill skiing, hiking, camping, fishing and hunting.
The top three retirement-related questions I get asked most often are as follows:
- What will my income be in retirement?
At 65 if you have saved $500,000 per person that should give you an annual income of $40K per year.
- How much will individual health insurance cost in retirement?
For a couple at age 65 you can expect to pay between $110 and $250 each per month.
- How much life insurance will I need in retirement?
If you have very few debts and lots assets you won't not need much, but if you have outstanding debts or large capital gains expected at death then, we should look at enough life insurance to cover your obligations.
The part I enjoy most about being a Financial Security Advisor is meeting new people and hearing their stories. I would be honoured to become the person you trust to help guide you through some your most important financial decisions.
I hope to have the privilege of helping you achieve your financial security goals.