Professional Financial Planning

Morash Financial is a Prince Albert-based business operated by me, John Morash. I provide clients with advice on retirement planning, investment choices, pension plan implementation, and the purchase of life insurance and health benefit packages, ensuring comprehensive financial coverage for individuals and families.

Services

At Morash Financial, I offer a personal and professional experience, including:

Pillar 1

Flexibility

Your time is valuable, and getting financial advice shouldn’t feel stressful. I am available to meet in person, over the phone, online, or on a group video call. However you prefer to connect, I'll ensure you feel comfortable and informed.

Pillar 2

Personalized Advice

I will work with you to create a personalized plan that aligns your investments, goals and risk tolerance. My advice is always based on evidence and what is best for you and your goals.

Pillar 3

Communication

Communication is integral to what I do. I will review and adjust plans with you as life and market changes occur to ensure your money is working best for you.

Mature couple at lakeside firepit

OUR TEAM

25+ Years of Experience

John Morash

BA

Financial Security Advisor

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John Morash

BA

I am licensed as a Life, Critical Illness, Disability, Segregated Funds, Health Insurance agent, and Group Insurance Plans advisor in Saskatchewan and British Columbia.

 

With over ten years of industry experience, I help clients plan for retirement, choose investments, implement pension plans, buy life insurance, and acquire health benefits. I have a BA from Simon Fraser University and primarily focus on helping clients build and protect their wealth.

The top three retirement-related questions I get asked most often are as follows:

  1. What will my income be in retirement?
    At 65 if you have saved $500,000 per person that should give you an annual income of $40,000 per year.
     
  2. How much will individual health insurance cost in retirement?
    For a couple at age 65 you can expect to pay between $150 and $350 each per month.
     
  3. How much life insurance will I need in retirement?
    If you have very few debts and many assets, you won't need much, but if you have outstanding debts or large capital gains expected at death, then we should look at enough life insurance to cover your obligations.


The part I enjoy most about being a Financial Security Advisor is meeting clients and hearing their stories. I would be honoured to become the person you trust to help guide you through some of your most important financial decisions.

 

I invite you to schedule a meeting to see how I can help you navigate your financial journey.

Coffee's is on me!